Insurance

Drive Well. Live Protected.

Smarter Car and Home Insurance

Comprehensive Cover With Real Rewards

At RMH Invest, we go beyond traditional insurance. Our partnership with Discovery Insure offers innovative car and home insurance that rewards you for safe driving, proactive protection, and responsible living.

Tailored Protection for Every Lifestyle

Choose the Plan That Fits You

Whether you opt for the Core, Essential, Classic, or Purple Plan, you get cover that meets your needs and scales with your lifestyle.

Core Plan:

  • Entry-level cover for key essentials

  • Emergency roadside and home assist

  • Vitality Drive rewards for good driving

  • Ideal for first-time insurance holders

Essential Plan:

  • Comprehensive car and home cover

  • Up to 25% fuel cashback for safe driving

  • Optional Uber/car hire and scratch & dent cover

  • Perfect for growing families and practical budgets

Classic Plan:

  • No excess on theft/weather claims

  • Enhanced home cover and write-off benefits

  • Great value with optional add-ons

  • Best for everyday needs with more flexibility

Purple Plan:

  • Dedicated Purple Service Executive

  • Worldwide all-risks cover and concierge service

  • Enhanced rewards and legal/device benefits

  • Designed for high-net-worth individuals

Rewards for Driving Well

Your Good Habits Deserve More

Earn monthly fuel cashbacks, Uber discounts, Discovery Miles, and more when you drive safely. The better you drive, the more you save.

Core Plan:

  • Base level Vitality Drive rewards

  • Vehicle tracking and safety features

Essential Plan:

  • Up to 25% back on fuel and Gautrain spend

  • Vitality Drive Gameboard rewards and car rating boost

Classic Plan:

  • Discovery Miles for good driving behaviour

  • No premium increase with top driving score

Purple Plan:

  • All Classic Plan rewards PLUS

  • Enhanced lifestyle, travel, and concierge perks

Safety Comes Standard

Advanced Tech to Keep You and Your Vehicle Safe

Stay protected with built-in safety features like:

All Plans Include:

  • Impact Alert and Vehicle Panic Button

  • Weather Warnings and Find My Vehicle

  • Motion Alert and Crowd Search tracking

Higher-tier plans (Essential and above) offer expanded security and sensor-enabled services.

Simplified Claims, Executive Service

Because Speed and Support Matter

From fast-tracked claims to app-based service, we make sure you’re always in control.

Core & Essential Plans:

  • Auto claims for geysers, electronics, and vehicle glass

  • Instant cover for added items

  • Legal support services and home assistance

Classic Plan:

  • All Essential benefits PLUS

  • Xpress repairs within five days

  • Write-off accelerator and Retail Value Booster

Purple Plan:

  • All Classic Plan benefits PLUS

  • Personal service executive and concierge support

  • Legal, premium smoothing, and replacement services

Value That Extends Beyond Insurance

From Discounts to Real-Life Benefits

Your insurance plan doesn’t just protect your assets – it empowers better choices every day:

Core Plan:

  • Entry-level safety features and Vitality Drive incentives

Essential Plan:

  • Up to 50% off child car seats

  • Up to 25% off servicing and scratch/dent cover

Classic Plan:

  • All Essential perks PLUS

  • Additional maintenance, accessory, and lifestyle offers

Purple Plan:

  • All Classic perks PLUS

  • More flexibility, premium benefits, and high-value cover

Protect More. Earn More. Live Better.

At RMH Invest, insurance isn’t just about cover – it’s about unlocking everyday value. Whether you choose the Classic or Purple Plan, our tailored solutions reward safer choices, protect your assets, and give you more control over your future. Let’s build an insurance plan that works harder for you.

Ready to Drive More Value from Your Insurance?

Let’s Build a Plan That Rewards You

Let RMH Invest help you protect what matters most while unlocking rewards for how you live and drive.