Business Solutions

Protect Your Business. Grow Your Legacy.

Smarter Life Cover for Business Owners

Protecting Value, Rewarding Health

The Discovery Business Life Plan is not just insurance – it’s a strategic advantage for your business. RMH Invest helps business owners access personalised, cost-effective life and disability cover that adapts as your business grows.

Future-Proof Your Business

Built-In Cover That Evolves With You

Enjoy premium PayBacks, additional cover, and long-term savings through Discovery’s unique shared-value insurance model.

Up to 50% PayBack on qualifying premiums every five years
Premium certainty with the Maximum Protected Premium
Integrated cover that adjusts to business value growth

Comprehensive Protection Without Red Tape

Cover That Grows With Your Business

Through the Business Vitality Fund, you can boost life and disability cover by up to 40% with no additional initial premium or underwriting.

Initial 20% boost to life and disability cover
Additional 20% after 3 years with no underwriting
Lock in up to 15% discounted rates based on Vitality engagement

Disability Doesn’t Have to Mean Disruption

Capital Disability That Supports Recovery

Should disability strike, Discovery’s Capital Disability Benefit provides up to 300% of your insured amount – along with rehabilitation support through the MedTech Booster Benefit.

Full payout for permanent or partial disability
Extra support through assistive devices and lifestyle adjustments
Automatic upgrades for greater certainty

Serious Illness Cover for
Key Personnel

From Recovery to Resilience

The Severe Illness Benefit ensures your business can weather the storm when a key person becomes critically ill. Get cover for multiple claims across all major body systems with options for up to 215% payout.

Comprehensive and LifeTime benefit options
Automatic cover for major illnesses and recurring claims
Optional early-stage cover through Plus options

Integrated Benefits for Maximum Value

Link Your Cover, Unlock More

By integrating with Discovery Health, Bank, or Vitality, you gain significant discounts and rewards:

Up to 42% upfront and ongoing premium discounts
PayBacks and boosted cover through shared-value mechanisms
Healthier living = bigger financial returns

Ready to Strengthen Your Business Future?

Let's Build a Tailored Business Protection Strategy

RMH Invest can help you unlock the full value of your life insurance by aligning it with your health, business goals, and future needs.

Let’s Build Your Financial Future

Start a personalised Wealth Plan with RMH Invest today

Our expert advisors will guide you through every step – ensuring your financial protection is as dynamic and forward-thinking as you are.